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Florida Home Loan
Florida Jumbo Mortgage &
Florida Super Jumbo Mortgage

FLORIDA Jumbo Mortgage at highest loan to value available 
FLORIDA Jumbo Mortgage for stated income, stated assets, no job, no ratio, no documentation!
FLORIDA Jumbo Mortgage for Option Arms, Interest Only and Hybrid Arms!
Our Partner Lenders provide us with wholesale rates. You can beat your banks retail rates!

Whether you are Buying, Refinancing or looking for a Home Equity line of Credit for your Florida Jumbo Mortgage or your Florida Super Jumbo Mortgage, FloridaLoan.net has both
 Best Rates and Highest Loan to Values.

Florida Jumbo Mortgage  To  Super Jumbo Mortgage.

We will assist you with or without pulling credit...
you say if the loan is for you. Find out why our borrowers become our clients for life!
  • Contact us for full details and
    programs that meet your critrea.

    The Florida Jumbo Mortgage is larger than a conventional loans.

    To qualify as a jumbo loan, a loan must be over $417,000. The limits on jumbo loan amounts are set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Jumbo home loans can't receive funds from these two agencies, so they usually carry a higher interest rate than other home mortgage loans. For, this reason they are considered non-conforming. 

    At FloridaLoan.net, Jumbo Mortgages are available as fixed rate, adjustable rate, interest only payments, and Option Arm Mortgages.

    Option Arm Mortgages
    We have many lenders offering excellent programs to our Florida Borrowers; and programs for all types of unique qualifying scenarios. We know that no two borrowers are alike. We can help to advise you on particular lender requirements and if the lender that you have in mind is really the best option for you.

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    Many times the strategies for borrowers with jumbo loans are very different than the strategies of the conventional borrower.
    • Jumbo Mortgage home owners don't always have long term plans for their home and are very comfortable with adjustable rate mortgages. With this option you can choose the number of years that you anticipate staying in the home and take the benefit of the lower interest rate for the lower term requested. (1/1 Arm, 3/1 Arm, 5/1 Arm, 7/1 Arm, 10/1 Arm).
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    •  Jumbo Mortgage borrowers are commonly very comfortable with interest only option loans, due to the fact that the rule of 7/8ths comes into play. (Front loaded interest...in your early years of a mortgage very little of your mortgage payment is applied towards the equity of your loan.) So why not opt in for the lowest payment since you will not realize much head way on paying off the principal in the early years of the mortgage.
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    • A combination of an Adjustable Rate mortgage with Interest only payments can save hundreds of dollars per month on a jumbo mortgage.
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    • Jumbo Mortgage borrowers often prefer to pay the least on their mortgage payment to free up their cash flow for other opportunities. Jumbo Mortgage borrowers with short term plans for a home don't always mind a negative cash flow mortgage (The 1% mortgage or option arm mortgage). They realize that the appreciation of a home will very likely out pace the negative payments...and of course the option is always there to pay more if they want to.
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    • We also offer "pledge" products for Florida Jumbo Mortgages and Florida Super Jumbo Mortgage. This will allow the borrower to have an extremely low down payment on Super Jumbo mortgages. The pledge is against the borrowers Blue Chip investments. The borrower pledges to keep their money invested in blue chip investments as long as their balance is at a certain level. This is recast as the principal is paid down if desired by the borrower. Really, this is a win-win situation as far as having your cake and eating it to. The rates are excellent on this option of loan.
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    • We have Super Jumbo Mortgages to $20,000,000!
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    • Jumbo Mortgage are available for Stated Income, Stated Assets, No Documentation as well as Full Documentation Loans.
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